Tourist Healthcare Rules in Every Country
What to do if you get sick or injured while traveling.
Japan
Asia
Japan has excellent hospitals but they are expensive for uninsured tourists. Always bring travel insurance. Many hospitals do not speak English.
WarningโSome common medications (e.g. certain cold medicines containing pseudoephedrine, codeine, or stimulants) are illegal in Japan even with a prescription from another country. Check the Ministry of Foreign Affairs list before traveling.
UAE
Middle East
Healthcare quality is excellent but expensive. Travel insurance is strongly recommended. Many hospitals have English-speaking staff.
WarningโMany medications that are legal elsewhere are controlled or banned in the UAE. Check the UAE Ministry of Health list before bringing any prescription medication.
Thailand
Asia
Thailand has excellent private hospitals at affordable prices. Travel insurance is still essential. Bangkok's private hospitals rival those in the West.
WarningโDo not rely on public hospitals as a tourist. Costs and quality vary wildly. Stick to private hospitals in cities. Medical evacuation from remote islands can be extremely expensive.
Germany
Europe
Germany has excellent healthcare. EU citizens use their EHIC card. Non-EU tourists need travel insurance. Pharmacies are widely available for minor issues.
NormalUK
Europe
The NHS provides emergency care to all. EU citizens use the EHIC/GHIC card. Non-EU tourists are charged. Travel insurance is recommended for all.
WarningโNHS A&E wait times can be extremely long (4โ12 hours) for non-life-threatening conditions. For minor issues, use urgent treatment centres, pharmacists, or NHS 111 instead.
France
Europe
France has excellent healthcare. EU citizens use EHIC for reduced-cost care. Non-EU tourists pay upfront and claim back via insurance. Pharmacists are very helpful.
NormalAustralia
Oceania
Australia has excellent healthcare but it is very expensive for tourists. Travel insurance is essential. New Zealand and some countries have reciprocal Medicare arrangements.
WarningโMedical evacuation from remote regions of Australia (Outback, Great Barrier Reef, remote islands) can cost AUD 20,000โ100,000+. Never travel without comprehensive travel insurance including medical evacuation.
Singapore
Asia
Singapore has world-class healthcare but at very high prices. Travel insurance is essential. English is spoken everywhere. Polyclinics are cheaper than private GPs.
NormalItaly
Europe
EU citizens use EHIC for free or reduced-cost care. Non-EU tourists should have travel insurance. Emergency care is available to all at public hospitals.
NormalTurkey
Europe/Asia
Turkey has good private hospitals in cities. Travel insurance is essential. State hospitals are cheap but quality varies. English is spoken at private clinics.
NormalMexico
Americas
Good private hospitals exist in all major tourist areas; farmacias are everywhere and carry most over-the-counter medications.
WarningโMedical costs at private tourist-area hospitals can be very high without insurance. Always buy comprehensive travel insurance before visiting Mexico.
Spain
Europe
EU citizens with a valid EHIC card receive free or reduced-cost treatment in Spain's excellent public healthcare system; non-EU visitors should carry comprehensive travel insurance.
WarningโNon-EU visitors without travel insurance face potentially very large bills for hospital treatment or medical evacuation โ do not skip this coverage.
Brazil
Americas
Carry comprehensive travel insurance โ private hospitals in major cities are excellent but extremely expensive, and the free public system (SUS) involves long waits.
WarningโDo not rely on the public SUS system for emergencies as a tourist โ without travel insurance covering private care, medical costs can be financially devastating.
India
Asia
Travel insurance is critical โ use Apollo, Fortis, or Medanta private hospitals for reliable care, and take malaria and dengue precautions before and during your trip.
WarningโRabies is present in India. Any animal bite โ dog, monkey, or bat โ requires immediate medical attention and a full post-exposure prophylaxis course.
China
Asia
Major cities have good hospitals, but use international or foreigner-friendly clinics to avoid severe language barriers.
WarningโChinese public hospitals are overwhelmed and operate almost entirely in Mandarin โ attempting to use one without a translator in an emergency can result in dangerous miscommunication.
South Korea
Asia
South Korea has world-class hospitals, but national health insurance does not cover tourists, making travel insurance essential.
WarningโSouth Korea's National Health Insurance scheme does not cover foreign tourists; an unexpected hospitalization can cost thousands of dollars without insurance.
Vietnam
Asia
Travel insurance is critical โ private hospitals like FV Hospital (Ho Chi Minh City) and Vinmec (Hanoi) provide quality care but are expensive without coverage.
WarningโCounterfeit antimalarials and antibiotics have been sold in tourist areas โ never buy prescription medicines from street vendors or unmarked stalls.
Greece
Europe
EU residents can use their EHIC card for public healthcare; all visitors should carry travel insurance, especially on the islands.
WarningโMedical facilities on small islands like Folegandros or Ikaria are extremely limited โ travel insurance with evacuation cover is essential.
Portugal
Europe
Portugal's SNS public health service is solid, and EU citizens can use their EHIC card for free or reduced-cost treatment.
WarningโNon-EU travellers without travel insurance face full out-of-pocket costs at private facilities; public emergency care is always provided but wait times vary.
Netherlands
Europe
The Netherlands has an excellent healthcare system; EU visitors with an EHIC card receive covered care, and English-speaking GPs are easy to find.
WarningโNon-EU travellers without travel insurance face very high medical bills โ Dutch healthcare is excellent but not free for uninsured foreigners.
Canada
Americas
Canada's public healthcare does not cover tourists โ even a short ER visit costs $1,000+ CAD, so travel insurance is absolutely mandatory.
WarningโThere is zero public healthcare coverage for tourists in Canada. Without travel insurance, even a routine emergency room visit will result in a bill of $1,000 CAD or more.
Indonesia
Asia
BIMC and SOS Medika serve Bali tourists; Siloam Hospitals are reliable in major cities; medical evacuation insurance is critical, especially for Bali where motorbike and surf injuries are very common.
WarningโMedical evacuation from Bali or remote Indonesian islands to Singapore or Australia can cost tens of thousands of dollars without insurance. Motorbike accidents are the leading cause of tourist injuries in Bali โ comprehensive travel insurance with medical evacuation cover is not optional.
Malaysia
Asia
Malaysia has excellent private hospitals at costs far lower than Australia or the UK, but travel insurance is still strongly recommended.
WarningโDengue fever is endemic in Malaysia and transmitted by Aedes mosquitoes that bite during daylight hours. Use repellent containing DEET and stay in screened or air-conditioned accommodation.
Egypt
Middle East
Private hospitals in Cairo are good, but healthcare in rural and desert areas is very limited โ travel insurance with evacuation cover is essential.
WarningโDo not rely on public hospitals as a tourist โ standards and English-language capability are inconsistent outside top private Cairo facilities.
Morocco
Middle East
Travel insurance is essential in Morocco as public hospitals are overcrowded and private clinic fees must be paid upfront.
WarningโDo not rely on public hospitals for routine tourist medical needs โ travel insurance covering private clinic access and medical evacuation is essential before visiting Morocco.
Saudi Arabia
Middle East
Healthcare quality is excellent at private hospitals, but costs are very high โ travel insurance is essential.
WarningโSome medications legal in your home country may be controlled or banned in Saudi Arabia. Check with the Saudi Ministry of Health or your embassy before traveling with any prescription drugs.
Qatar
Middle East
Qatar has excellent hospitals including Hamad Medical Corporation (public) and top private hospitals, with English widely spoken at all major facilities.
WarningโSome medications that are legal elsewhere are controlled in Qatar. Check the Ministry of Public Health list before bringing prescription drugs and carry a doctor's letter for any controlled medicine.
South Africa
Africa & Oceania
Private hospitals are excellent but extremely expensive โ comprehensive travel insurance including medical evacuation is absolutely essential.
WarningโPublic hospitals in South Africa are severely under-resourced and understaffed. Only use private hospitals (Netcare, Mediclinic, Life Healthcare) and ensure you have comprehensive travel insurance to cover the costs.
New Zealand
Africa & Oceania
New Zealand's public healthcare is excellent, but travel insurance is essential as tourists are not fully covered by the public system.
WarningโACC covers accidents but not illness โ a medical evacuation from a remote area like Fiordland or the Southern Alps can cost NZD 20,000 or more. Never travel without comprehensive travel insurance.
Philippines
Asia
Private hospitals in Manila and Cebu are good quality, but travel insurance with medical evacuation is essential โ especially for remote islands.
WarningโMedical facilities on remote islands and in rural provinces can be very basic. Any serious injury or illness on islands like Palawan's outer areas, Camiguin, or Batanes may require costly evacuation.
Argentina
Americas
Private hospitals in Buenos Aires are excellent, but travel insurance with evacuation cover is essential โ especially in remote Patagonia.
WarningโIf travelling to remote Patagonia or Tierra del Fuego, confirm your travel insurance explicitly covers medical evacuation โ standard policies sometimes exclude it.
Colombia
Americas
Colombia has good private hospitals in major cities, but travel insurance is essential as costs for foreigners can be high and quality varies outside urban areas.
WarningโAltitude sickness in Bogotรก (2,600m) and surrounding areas can be debilitating โ avoid alcohol and heavy food on your first day, drink water, and rest; seek medical help if symptoms are severe.
Costa Rica
Americas
Costa Rica has good private hospitals in San Josรฉ, but travel insurance is essential as private care is expensive and public hospitals are slow for non-emergencies.
WarningโVenomous snakes (fer-de-lance, bushmaster) are present in jungle and rural areas โ wear closed shoes on trails and never reach into vegetation blindly.
Peru
Americas
Lima has good private clinics, but outside the capital medical facilities are limited and altitude sickness is a serious risk at Cusco (3,400 m) and Lake Titicaca (3,800 m).
WarningโAltitude sickness can rapidly become life-threatening (HACE or HAPE); descend immediately if symptoms include severe headache, confusion, or difficulty breathing and seek medical help.
Switzerland
Europe
Swiss healthcare is world-class but among the most expensive on the planet โ comprehensive travel insurance is absolutely essential as EU EHIC cards do not cover Switzerland.
WarningโEU EHIC cards are completely invalid in Switzerland. Without travel insurance, a single emergency hospital stay or helicopter rescue can easily cost CHF 10,000โ50,000 billed directly to you.
Austria
Europe
Austria has excellent public healthcare; EU citizens can use their EHIC card, but all visitors should carry travel insurance for full coverage.
WarningโNon-EU travellers without travel insurance face very high medical bills; even EU EHIC does not cover repatriation or private clinics, so travel insurance is strongly recommended for everyone.
Czech Republic
Europe
Czech Republic has solid public healthcare; EU citizens with an EHIC card receive covered treatment, and pharmacies are widely available.
WarningโEHIC does not cover repatriation or private clinics โ travel insurance is strongly recommended even for EU citizens.
Poland
Europe
EU citizens can use their EHIC card at NFZ public hospitals for free, but private clinics like LuxMed and Medicover are fast, affordable, and recommended for non-emergencies.
NormalSweden
Europe
EU citizens with an EHIC card can access Sweden's excellent public healthcare at reduced cost, but non-EU tourists should carry comprehensive travel insurance as treatment costs are high.
WarningโNon-EU tourists without travel insurance face full private rates for Swedish healthcare, which can be very expensive. Comprehensive travel insurance with medical coverage is strongly recommended before arrival.
Norway
Europe
EU EHIC cards are valid in Norway as it is an EEA member, covering emergency treatment at public hospitals, but travel insurance is still strongly recommended for mountain rescue and repatriation.
WarningโEHIC covers emergency hospital treatment but not mountain rescue or helicopter evacuation โ a single rescue operation in a remote Norwegian fjord or mountain area can cost tens of thousands of NOK and must be covered by travel insurance.
Croatia
Europe
EU EHIC cards are valid at public clinics, but travel insurance is strongly recommended, especially on the islands where facilities are limited.
WarningโMedical facilities on small Dalmatian islands are very limited โ travel insurance with evacuation coverage is essential if you plan to spend time on remote islands.
Hungary
Europe
EU EHIC cards are accepted at public hospitals, but private clinics like Medicover or Rรณbert Kรกroly offer faster service with English-speaking staff.
WarningโDo not drink the water in thermal baths โ the high mineral content is not safe for consumption even though the baths are marketed as therapeutic.
Jordan
Middle East
Amman has excellent private hospitals, but medical facilities outside the capital are limited โ travel insurance with evacuation cover is essential.
WarningโDead Sea activities carry real dehydration and sun-exposure risks โ heat, physical exertion floating in hypersaline water, and minimal shade combine dangerously; drink water constantly.
Sri Lanka
Asia
Good private hospitals exist in Colombo (Nawaloka, Lanka, Asiri); healthcare outside the capital is limited, making travel insurance essential.
WarningโDengue fever is a real risk throughout Sri Lanka. It is spread by daytime-biting mosquitoes and there is no vaccine โ prevention through repellent and covered clothing is the only protection.
Nepal
Asia
Kathmandu has reliable private hospitals with English-speaking doctors, but medical facilities outside major cities are extremely limited and altitude sickness is a life-threatening risk on treks.
WarningโAltitude sickness (AMS, HACE, HAPE) can be fatal if ignored; descend immediately if symptoms worsen โ do not push on hoping to acclimatize.
Hong Kong
Asia
Hong Kong has excellent hospitals and healthcare, but medical costs are very high for tourists without insurance.
WarningโMedical treatment costs in Hong Kong are among the highest in Asia. Without comprehensive travel insurance, even a short hospital stay can result in bills exceeding HKD 10,000.
Maldives
Africa & Oceania
Medical facilities are very limited outside Malรฉ, and medical evacuation insurance is absolutely essential for all visitors.
WarningโMedical evacuation flights to India or Singapore can cost USD 10,000โ50,000 without insurance โ do not travel without comprehensive cover.
Kenya
Africa & Oceania
Use private hospitals in Nairobi (Aga Khan Hospital, Nairobi Hospital); outside Nairobi healthcare is extremely limited and medical evacuation insurance is mandatory.
WarningโMedical evacuation from safari areas can cost USD 10,000โ50,000 without insurance. Comprehensive travel insurance that explicitly covers medical evacuation AND AMREF Flying Doctors membership are both considered essential, not optional, for Kenya safaris.
Tanzania
Africa & Oceania
Medical facilities are extremely limited outside Dar es Salaam and Arusha, making medical evacuation insurance and AMREF Flying Doctors membership absolutely essential.
WarningโDo not rely on national park camps or remote lodges for any serious medical care โ the nearest qualified hospital could be a multi-hour flight away, and without evacuation insurance the cost can exceed USD 50,000.
United States
Americas
US healthcare is the most expensive in the world โ a single emergency room visit can cost USD 3,000-10,000 or more without insurance, making comprehensive travel insurance absolutely mandatory.
WarningโDo not rely on being treated and sorting out payment later โ US hospitals will pursue medical debt aggressively, including through collection agencies and legal action.