How Does ATMs & Cash Work in South Korea?
Last verified: 2025-06 · Asia
1The Quick Answer
ATMs at 7-Eleven, GS25 convenience stores, and post offices reliably accept foreign cards 24/7, though cash remains useful for markets and street food.
2What You Need to Know
South Korea is increasingly cashless — Kakao Pay, Naver Pay, and card payments are accepted almost everywhere in cities. However, traditional markets, pojangmacha food tents, and smaller local restaurants often remain cash-only. Foreign cards work consistently at convenience store ATMs (GS25, 7-Eleven, emart24) and post office ATMs around the clock. Some standalone bank ATMs may have reduced foreign card acceptance after business hours or on public holidays.
3Practical Tips
Practical Tips
- 1Withdraw cash from a GS25 or 7-Eleven ATM the moment you land at Incheon Airport — these are the most reliable for foreign cards at any hour.
- 2Wise or Revolut cards significantly reduce foreign transaction and ATM fees compared to traditional bank cards.
- 3Keep a supply of 10,000 KRW notes for street food, traditional markets, and pojangmacha visits where cash is often the only option.
How does this compare?
ATMs & Cash rules in nearby and similar countries:
Japan is heavily cash-based — always carry yen. 7-Eleven (Seven Bank) ATMs are the most reliable for foreign cards.
Thai ATMs charge a 220 baht fee per foreign card withdrawal — minimise withdrawals, carry cash for markets and temples, and always choose to be charged in Thai baht.
ATMs from DBS, OCBC, UOB, and POSB are widespread, but contactless payments and e-wallets are accepted almost everywhere in Singapore.
Traveling to South Korea?
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